2024 Employee Benefits Summary.
This page provides an overview of the benefits SDSTA offers full-time benefits eligible employees effective 4/1/2024 - 3/31/2025.
Benefit |
Eligibility |
Cost |
Benefit Highlights |
---|---|---|---|
Group Medical Insurance Wellmark – Blue Cross Blue Shield of South Dakota |
Full-Time (30 hrs./week) Eligible the 1st of the month following date of employment. |
SDSTA pays 100% of the cost for EE coverage/95% for EE+ coverage. EE Contribution: EE only:$ 00.00/pp* EE+spouse:$ 45.00/pp EE+child(ren): $ 40.00/pp EE+family: $ 70.00/pp
*pay period |
Deductible: $2,000/$4,000 Max Out-of-pocket: $4,000/$8,000 Co-insurance: 20% Co-payments: $30 Primary Doctor $30 Telehealth $300 Emergency Room Pharmacy: Tier 1 - $10 Tier 2 - $30 Tier 3 - $50 Generic Specialty - $50 co-pay Preferred Specialty - $100 co-pay Non-Preferred Specialty – 50% co-pay
|
Dental Insurance Delta Dental |
Full-Time (30 hrs./week) Eligible the 1st of the month following 30 days of employment. |
SDSTA pays 100% of the cost for EE coverage. EE Contribution: EE only:$ 00.00/pp* EE+spouse:$ 22.38/pp EE+child(ren):$ 21.80/pp EE+family:$ 31.67/pp *pay period |
Deductible: $25/person 100% paid on check-ups and routine teeth cleaning 80% on minor services 50% on major services $1,500 per person per year |
Vision Insurance VSP |
Full-Time (30 hrs./week) Eligible the 1st of the month following date of employment.
|
SDSTA pays 100% of the cost for EE coverage. ER Contribution: EE only: $ 0.00/pp* EE+child(ren): $ 3.62/pp EE+spouse:$ 3.43/pp EE+family: $ 9.32/pp *pay period |
Eye Exam: $10 co-pay/12 mos. Prescription Glasses: $25 co-pay/12 mos. Contacts: $150/12 mos. (in lieu of glasses) Frames: Included in Prescription Glass co-pay Standard Lenses: included in Prescription Glass co-pay |
Flexible Spending Accounts Health Equity/WageWorks |
Full-Time (30 hrs./week) Eligible the 1st of the month following date of employment. |
You contribute through pre-tax payroll deductions |
Health Care and Dependent Care Accounts are available. Elect payroll deductions up to $3050/yr. for health care and $5,000/yr. for dependent day care. It is a tax-effective way to pay for eligible health care and dependent care expenses. |
Life Insurance The Standard |
Full-Time (30 hrs./week) Eligible the 1st of the month following date of employment. |
SDSTA pays 100% of cost for Employee |
Basic Life and AD&D coverage amount is $50,000 |
Short Term Disability Insurance The Standard |
Full-Time (30 hrs./week) Eligible the 1st of the month following date of employment. |
SDSTA pays 100% of cost for Employee |
Weekly Benefit: 60 Percent of weekly earnings Maximum Weekly Benefit: $1,500 Benefit Waiting Period: 14 days Maximum Benefit Period: 90 days\ |
Long Term Disability Insurance The Standard |
Full-Time (30 hrs./week) Eligible the 1st of the month following date of employment.
|
SDSTA pays 100% of cost for Employee |
Monthly Benefit: 60 Percent of monthly earnings Maximum Monthly Benefit: $9,000 Benefit Waiting Period 90 Days Maximum Benefit Period: Age dependent |
Employee Assistance Program HealthAdvocate |
Full-Time (30 hrs./week) Eligible 1st of the month following date of employment. |
SDSTA pays 100% of cost for Employee |
Free counseling service when life presents complex challenges like legal, financial, medical and benefit-related concerns |
Voluntary Benefits The Standard |
Full-Time (30 hrs./week) Eligible the 1st of the month following date of employment. |
Employee pays 100% of the cost through payroll deductions |
Supplemental benefits: Additional Life Insurance & AD&D for Employee |
Voluntary Benefits AFLAC |
Full-Time (30 hrs./week) Eligible 1st of the month following date of employment. |
You pay 100% of the cost through payroll deductions.
|
Accident Cancer Hospital Critical Illness |
401(a) Defined Benefit Pension Plan South Dakota Retirement System (SDRS) |
Full-Time (30 hrs./week + 6 mos./yr.) Required entry date to participate is immediately upon hire date |
Your pre-tax contribution is 6% of your salary and SDSTA’s contribution/match is 6% of your salary. |
Lifetime retirement benefit You become vested and entitled to retirement benefits after 3 years of contributory service.
|
Other Important Benefits – Full-Time & Part-Time Benefit Eligible Employees |
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Vacation Pay |
Full-Time (30 hrs./week) Eligible immediately and accrued on a per-pay period basis (26 pay periods per year) Part-Time (20-29 hrs./week) accrues half-benefit |
0-3 years: 120 hours of paid vacation/yr.; 4-7 years: 160 hours of paid vacation/yr.; 8+ years: 200 hours of paid vacation/yr. |
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Sick Leave |
Full-Time (30 hrs./week) Eligible immediately and accrued on a per-pay period basis (26 pay periods per year) Part-time (20-29 hrs./week) accrues half-benefit |
112 hours of sick leave/year accrued at a rate of 4.32 hours per pay period. |
|
Bereavement Leave |
Eligible on hire date |
Employees may use sick leave for Bereavement Leave |
|
Eligible on hire date
SDSTA pays 100% of up to 8 hours for each of the 11 observed holidays |
New Year’s Day Labor Day Martin Luther King, Jr. Day Native American Day President’s Day Veterans Day Memorial Day Thanksgiving Day Juneteenth Day Christmas Day Independence Day |
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Paid Parental Leave |
Eligible after 12 months employment |
SDSTA will provide up to eight (8) weeks of paid parental leave for either parent. |
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Paid Court and Jury Leave |
Full-Time (30 hrs./week) Eligible on hire date |
SDSTA pays 100% of Employees regular pay. |